Personal Finance Blog Post

Stop Living Paycheck to Paycheck: How to Get Good with Money When I was living paycheck to paycheck, I was immediately sick of it.    The unfortunate reality is that roughly half of Americans currently live that way, and imagine they’re also sick of it.    I’m going to share [...]

Fuck You Money: What Would You Do With It? According to the Urban Dictionary, fuck you money is “the exact amount of money required in order to tell an individual or organization to go fuck themselves without facing repercussions.”   Essentially, it’s having enough money to do whatever you want, [...]

No Money: How to Break the Cycle of Poverty It sucks to have no money.    Systemic poverty is present all over the world and all over our Country.  Close to half the people on Earth live on less than $5 a day.    Almost half of Americans are living [...]

Your Financial Foundation: Mastering Your Cash Flow To strengthen your financial foundation, you’ve gotta know your cash flow.    Do you know, down to the dollar, how much you have coming in and going out every month?   To say that I didn’t for much of my 20’s would be [...]

Understanding Investment Risk: Your Risk Profile There are fewer things in personal finance more important than taking on the proper amount of risk, and fewer tools more ineffective at determining the proper amount of risk than a traditional risk tolerance profile.    If you’re not familiar with what I’m talking [...]

Different Perspectives on Money: Challenging Money Assumptions with Your Partner Some years ago, I read about how a pair of Mahatma Gandhi’s glasses were sold at auction for $340,000. While I don’t have an opinion as to whether or not that’s the correct price for his actual glasses, the value [...]

Budgeting as a Couple: Key Budget Categories Budgeting as a Couple: Key Budget Categories   It’s important to get a sense of where we are in the world and with our finances. Perspective is an invaluable tool for doing exactly that.   My grandfather grew up on a farm in [...]

Financial Wellness Checkup: Assessing Your Financial Health Financial Wellness Checkup: Assessing Your Financial Health   In order to get to where you want to go, you need to get a clear picture of where you are. Part of that is understanding your current behaviors, and part of it is understanding [...]

Solving the Money Problem: Getting on the Same Page with Your Partner Whenever I got asked “how can I get on the same page as my spouse with money?” I never had a very good answer, because I had never thought deeply about it.    Then I started thinking deeply [...]