Personal Finance Blog Post

Beach Homes: Buy or Rent? Growing up at the Jersey shore is a thing I hold close to my heart. I loved being a local “beach dude,” especially when the summers came and the “shoobies” all flooded our little barrier island. There was something nice in knowing you lived in [...]

Stop Living Paycheck to Paycheck: How to Master Your Cash Flow The fact that almost 65% of Americans are living paycheck to paycheck violates one of my first principles of personal finance; spend less than you make.    It’s also a perfect example of the behavior gap. Meaning, having an [...]

Personal Financial Planning: Understanding the Process A technical definition of financial planning is the process of determining your financial goals, looking at your current situation, and devising strategies for achieving those goals. It’s best viewed as a process because it will need to be updated as your life changes.    [...]

The Simple Path to Wealth: What Are You Willing to Forego? I want my cake and eat it too.    This is true both literally and figuratively. Like, I really want to eat cake. And ice cream, and cookies, and drink beer and eat pizza.  And I also want to [...]

Simple Path to Wealth: Patterns and Identity We do things the way we do them.    My morning routine is almost identical everyday, as is my evening routine.    My wife and I have very structured routines with our kids, which is good for them and for us.    Humans [...]

The Simple Path to Wealth: Automating your Finances With his Showtime Rotisserie, Ron Popeil told us to “Set it and forget it.”   There’s value in setting something up and being able to go about your day, knowing you’ll get an expected result.   Personal finance is more complicated than [...]

Smart Money Moves: 7 Steps to Financial Security Over the course of our lifetimes, we’re going to make some smart money moves, and some dumb ones.    I’ve certainly made my fair share of bad financial decisions.    My 20s were spent in the 2000s, and the only way I’d [...]

Understanding Health Insurance Nobody plans to get sick or hurt, but life frequently ruins those plans. Healthcare costs are very high with a night in the hospital going for around $12,000. Health insurance covers the costs of medical care as well as provides a lot of other valuable benefits like [...]

Understanding Long-Term Care Insurance It’s hard to think of ourselves as an elderly person, but God willing, it’s going to happen.    It’s also hard to think of our future, elderly selves, requiring help doing simple things like moving around the house, preparing food and eating it, getting dressed, and [...]