Personal Finance Blog Post

Financial Wellness: 9 Rules for Life Financial wellness is a lot like personal finance; it’s in the eye of the beholder. You’re financial desires could be focused on accumulating millions, while mine could be focused on finding security and increasing certainty.    One’s idea of being financially well could be [...]

Do I Need Life Insurance, What are the Benefits and How Do I Get It? Do I need life insurance?     Like the answer to many good financial questions, the answer is, it depends. But you probably need it.     Do you love someone (or something)?  Do you owe someone [...]

What is Financial Planning and Can I Do It Myself? Financial planning is the process of determining your financial goals, looking at your current situation, and devising strategies for achieving those goals. It’s best viewed as a process because it will need to be updated as your life changes.    [...]

How to Stop Living Paycheck-to-Paycheck We’ve become obsessed with hacks, shorter work weeks, convenience and comfort. And while those are all good and desirable things, we’ve forgotten about the price tag. All things have a price tag.    If we save money, we can eventually stop working. If we exercise, [...]

How to Handle Financial Adversity: 7 Things to Start Doing Now Pre-Pandemic, almost two-thirds of Americans were living paycheck-to-paycheck, over half wouldn’t be able to come up with $500 in cash, and many were burdened by credit card debt.    Today, the top financial concerns are inflation, unexpected expenses and [...]

Teach Your Children Well: Money Lessons for Your Kids How do you teach a kid to ride a bike?    Do you tell them how to do it? Do you read them a book, maybe the user’s manual? Do you watch a video? No, of course not. You show them [...]

Recapping My Son's First Lemonade Stand I want to help my kids be good with money.    It seems obvious, but here are my reasons:   I want them to have financial independence and to earn a great living I want them to have great lives, and to be able [...]

Family Finances: The Power of Ideas and Images A picture is worth a thousand words.   Simply put, a picture can convey an idea more quickly and effectively than the written word.   Here are some of the most iconic images:     Proverbs and rules-of-thumb are extremely effective at [...]

Money Problems: Overcoming Stress and Anxiety In a famous letter to the US government in 1854, Chief Seattle wrote “The end of living - The beginning of survival.” It was in the context of caring for the Earth, and his words are as true today as they were then.    [...]